Our custom is to help individual and businesses to grow, we have designed loan-able
products / services that will help improve you and your business.
The various loan option available are:
Micro Credit or Loan
This product is opened to both individuals and small business owners.
our brand statement says it all, "Enriching Lifes".
This products are designed to boost our stop gap financial needs.
Features & Benefits
- Good for Individuals and small Business men.
- Flexible repayment plan.
- Attractive rates.
- Business advisory.
Documentation
- KYC on individual.
- KYCB on business class.
- Businesses must be in operation for 2 years.
Asset Financing
This gives you the opportunity to acquire equipment
at ease and spread payments over an agreed period of time between
1 month to 1 year, its fast and timely while terms and condition applies.
Features & Benefits
- Fast disbursement.
- Flexible to operate.
- Equal monthly repayment comprising of principal and interest.
- Loan top up.
- Maximum loan tenor is 36 months.
Documentation
- Duly completed application form.
- Invoice issued to the Bank.
- Acceptable CRC.
- Direct Debit Authorization.
- Certificate of Registration (if a corporate organization).
- Company profile and must have been in operation for 2 years.
- Maximum amount of ₦100,000.
- Brand new items to be financed.
- Payment made to asset company.
Consumer loans (Salary Advance, School fees etc)
With terms and condition in place, you can have access to 50% to 100%
of your salary and make school fees payment regular and prompt.
This helps you to be financially buoyant all month at friendly rate
and ability to make urgent cash needs.
Features & Benefits
- Flexible and easy to operate.
- Bullet repayment to be monthly or spread.
- Management fees.
- Attractive loan rate.
- Minimum tenor of a month and Maximum of 3 months.
- Payments made to school.
Documentation
- Get Salary domiciled from employer.
- Letter of introduction.
- Company identification.
- Other means of ID.
- School ID.
- Irrevocable undertaken or direct debit.
- Maximum amount of ₦100,000.
- Brand new items to be financed.
- Payment made to asset company.
